When you travel with MILES, you are covered by both third party liability and fully comprehensive insurance. The fully comprehensive insurance includes a deductible of 1.000€. So if someone causes an accident and you are involved, but not at fault, you pay nothing. If you caused an accident, you must pay for the damage, but only up to a maximum amount of 1,000€. As a rookie (driving license for less than 12 months), the threshold is €2,500.